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Independence American Insurance Company

Independence American Insurance Company (Independence American) is a member of the Independence Holding Company (NYSE: IHC) Group, including Madison National Life Insurance Company, Inc. and Standard Security Life Insurance Company of New York. We have been in business since 1973, and in recent years have leveraged the expertise of our affiliated carriers, managing general underwriters, and affiliated administrators to become a leader in excess health insurance and a fully insured carrier for small employer groups, individuals, and families. We recently entered into the pet insurance business. Given our broad health insurance product filings and enhanced financial position, we are poised to meet the present and future health insurance needs of our insureds, agents and brokers.

Independence American is rated A- (Excellent) by A.M. Best & Company Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations.

“IHC” and “The IHC Group” are the brand names for plans, products and services provided by one or more of the subsidiaries and affiliate member companies of The IHC Group (“IHC Entities”). Plans, products and services are solely and only provided by one or more IHC Entities specified on the plan, product or service contract, not The IHC Group. Not all plans, products and services are available in each state.