AMIC Company Information

About Us


Independence American Insurance Company

Independence American is licensed in 50 jurisdictions and specializes in specialty health insurance coverages, pet insurance, and non-subscriber occupational accident insurance. The company is rated A- (Excellent) for financial strength by A.M. Best Company Inc.

Our products include:

  • Hospital and surgical indemnity
  • Temporary health
  • Pet insurance
  • Dental

Senior Officers

Roy T.K. Thung - Chief Executive Officer

Roy T. K. Thung is the Chief Executive Officer, President and Chairman of the Board of Directors of Independence Holding Company (NYSE: IHC), having served IHC in various capacities since its founding in 1980. Mr. Thung also serves as Chief Executive Officer, and as a director of The Aristotle Corporation. The Aristotle Corporation are affiliates of IHC.

Mr. Thung holds an M.B.A. from the Stern School of Business at New York University.


David T. Kettig – President

David T. Kettig is Chief Operating Officer and Senior Vice President of Independence Holding Company (NYSE: IHC), having served IHC in various capacities since 1992. Mr. Kettig is also a director of IHC. In addition, Mr. Kettig serves as President of both Standard Security Life Insurance Company of New York and Independence American Insurance Company, all corporate affiliates of IHC. He is a frequent contributor to trade publications (such as Broker World, HIU and Benefits Selling) on topics including medical stop-loss and fully insured health products. Mr. Kettig is a regular speaker at industry events on trends in the health insurance industry and the future of health care policy in the United States.

Prior to joining IHC, Mr. Kettig practiced law with a large firm based in New York City. He holds a law degree from Cornell Law School and is a graduate of Hamilton College.


Affiliate Companies

Standard Security Life Insurance Company of New York (SSL)

Standard Security Life Insurance Company of New York is a wholly-owned subsidiary of Independence Holding Company (NYSE:IHC), with principal interests in the life and health insurance business. Additional carriers in The IHC Group include Madison National Life Insurance Company and Independence American Insurance Company.

The Company, which was founded in 1958, is domiciled in the State of New York, and headquartered in New York City. It is licensed in all 50 states, the District of Columbia, the Virgin Islands, and Puerto Rico. Standard Security Life is rated A- (Excellent) by A.M. Best, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations.


Madison National Life Insurance Company, Inc. (MNL)

Madison National Life Insurance Company, Inc. is a wholly-owned subsidiary of Independence Holding Company (NYSE:IHC). Additional carriers in The IHC Group include Standard Security Life Insurance Company of New York and Independence American Insurance Company.

The Company was founded in 1961, and is headquartered in Madison Wisconsin, with additional operations in Austin, Texas. It is licensed in 49 states, American Samoa, the District of Columbia, Guam, and the Virgin Islands, and is an authorized reinsurer in the State of New York. Madison National Life is rated A- (Excellent) by A.M. Best, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations.